Do you want to get out of debt? Want to stop being unsure if you will have bills paid? Are you confused about how to make a budget? Do you need an easy system for projecting what you SHOULD and ACTUALLY DO spend each month?

I have been there!

When I moved into my first place, I was so unsure how much I could afford in rent each month.  I didn’t know how to plan out what I could spend for food or entertainment.  And I certainly wasn’t saving money each month! I got lucky the first several years of living on my own, in college, and managed my money without going into significant debt.  However, I didn’t have ANY savings and didn’t have any money for “extras”  – like entertainment or other fun activities.

I quickly realized that I could only survive so long on luck and being naturally frugal.  Having a truly successful budget was going to mean being intentional and planning. I wanted to be able to take trips, save for retirement, not live in fear of a financial emergency. Can you relate?

I sat down and made these budget planning and budget tracking sheets to use.  That was over 8 years ago.  Since that day, I have stayed debt free (with exception of a mortgage).  I have money in retirement savings.  I have been able to do fun things like go on vacations.  And I am not always worrying about the next financial emergency and how I will be able to deal with it.  If you wish for the same budget confidence, then this is for you!

These are the ACTUAL  worksheets that I use for my household budget.  These are the planning tools that I have developed for my personal use to make sure that my household budget stays on track.  And they have REALLY worked for me!

Budget Planning & Tracking Worksheets

These two worksheets  are what I have used to successfully plan and keep my household budget balanced year to year.

• Not sure how to make a budget?
• Want to know how to figure out how much you spend in variable expenses like food and gas?
• Wondering how to meet your savings or debt pay-off goals?
• Need a way to track your actual income and expenses?

If you are answering YES, these worksheets are JUST what you need!

These worksheets are already time tested in my OWN HOUSEHOLD.  I know they work, and they can work for you too!  They will cut down on your time tinkering with how to set up a budget.  They will let you plan your budget, set your savings and debt-payoff goals and then track monthly to be sure you achieve YOUR OWN GOALS.

What You’ll Get

These are two instant download worksheets in Excel format.

The first worksheet “Budget Planning” will walk you through what your monthly expenses realistically are.  You will figure out what your total Fixed, Variable and Occasional expenses are.  It will also assist you with figuring out what you ACTUALLY SPEND on variable expenses such as food, gas, entertainment and clothing.  After entering your expenses and income, you will be able to see where your budget stands – how much you have left over at the end of the month or if you need to change some spending to meet  your budget goals.

The second worksheet “Budget Tracking”  provides you an easy to follow template to enter and track all of your ACTUAL expenses and income each month.  Once you input your actual numbers, the worksheets will AUTOMATICALLY fill in your yearly budget numbers.  Additionally, you will be guided through taking into account any occasional expenses by month that are commonly overlooked – for example, gifts yearly memberships, annual registrations.  There are also sections to track your debt and savings balances.  Additionally, you will be guided through a section for setting, tracking and achieving your budget goals – such as saving for a vacation!

If these two worksheets alone weren’t enough, I have included an awesome bonus!

The bonus is a video walk through and demonstration for how to BEST USE and TAKE ADVANTAGE of the worksheets.  Both worksheets are easy to use and have their own instructions included.  But if you haven’t used Excel before, or maybe you are just a visual learner I want to be sure you have ALL THE TOOLS to use these worksheets to their fullest extent.  This demonstration video will walk you through step-by-step EXACTLY how I use these worksheets, so you can get the most out of them.

You get all of this:  the two worksheets AND the bonus for JUST $12!

Have Questions?

If you have any questions that I did not cover, please shoot me an email at mranimalfarm@gmail.com and I will get them answered for you right away!